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Please be advised that verbal and written communications from Citi may be in English as we may not be able to provide servicing related communications in all languages. These communications may include, but are not limited to, account agreements, statements and disclosures, change in terms or fees; or any servicing of your account. If you need assistance in a language other than English, please contact us as we have language services that may be of assistance to you.

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    Everyday Business Banking

    Still have questions? Call us at 1-877-462-2484

    Everyday Checking Accounts

    We see it as our job to make your job a little easier. So we designed our business checking accounts to help you manage your money as simply and efficiently as possible.

    Compare Checking Accounts

    CitiBusiness® Streamlined Checking Account

    This basic business checking account is FDIC-insured and offers the essentials every business owner needs. We don't call it the "streamlined" account for nothing.

    Fees & Conditions
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    Right for you if:


    • You make fewer than 200 transactions every month.
    • You want NO monthly maintenance fee when you maintain the minimum balance.Footnote 3
    • You want free US. dollar deposits and monthly transaction allowances up to applicable limits.Footnote 3
    • You want fee-free withdrawals at Citibank ATMs.Footnote 4

    CitiBusiness® Flexible Checking Account

    Give your business a banking advantage with this flexible, FDIC-insured business checking account.

    Fees & Conditions
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    Right for you if:


    • You have a high number of transactions every month and average monthly balances below $10,000.Footnote 2
    • You want NO monthly maintenance fee when you maintain the minimum balance.Footnote 3
    • You want free US. dollar deposits and monthly transaction allowances up to applicable limits.Footnote 3
    • You want fee-free withdrawals at Citibank ATMs.Footnote 4

    CitiBusiness® Checking Account

    This checking account is just the account for larger businesses with higher average monthly checking balances and that make many monthly transactions. It's FDIC-insured and ideal for businesses that expect to use several cash management solutions.

    Fees & Conditions
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    Right for you if:


    • You want an earnings credit applied each month when the average monthly combined balance in eligible accounts is $5,000 or more.Footnote 5
    • You'd use this earnings credit to offset fees you may incur for wires, ACH, etc.
    • You want UNLIMITED check writing.
    • You want fee-free withdrawals at Citibank ATMs.Footnote 4

    CitiBusiness® Interest Checking Account

    This interest-bearing account is perfect for businesses that make fewer than 25 transactions each month and have at least $10,000 in average monthly balances.

    Fees & Conditions
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    Right for you if:


    • You want NO monthly account maintenance fees when you maintain the minimum balanceFootnote 3
    • You want free US. dollar deposits and free monthly transactionsFootnote 3
    • You want fee-free withdrawals at Citibank ATMs.Footnote 4

    Overdraft Protection

    CitiBusiness® Checking Plus

    This revolving line of credit can be linked to any Citibank business checking account to provide overdraft protection and uncollected funds protection.Footnote 6

    CitiBusiness® Safety Check

    This service provides peace-of-mind by transferring funds from a linked savings or money market account to your Citibank business checking account if and when it is ever overdrawn.Footnote 6

    Savings Products

    There should be no such thing as idle cash. Put it straight to work with the CitiBusiness® Savings solution that's right for you.

    CitiBusiness® Insured Money Market Account

    This account delivers the best of both worlds. Not only will you earn a highly competitive, tiered interest rate, you'll still have access to your funds whenever you need them.Footnote 7 Plus, IMMAs allow unlimited monthly deposits.

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    Right for you if:


    • You want higher or tiered interest rates
    • You want to maintain liquidity
    • You need unlimited monthly deposits

    CitiBusiness® Savings Account

    Keep it simple with a CitiBusiness Savings Account—it offers competitive interest rates and it's FDIC-insured .

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    Right for you if:


    • You require NO minimum opening deposit
    • You want NO minimum monthly balance
    • You need unlimited deposits every month. Transfer limits applyFootnote 7

    CitiBusiness® Certificates of Deposit

    You simply can't go wrong with this smart, safe investment. Our FDIC-insured CDs offer tiered interest rates that may allow you to earn a higher rate with a higher balance. Minimum opening deposit and transfer limits apply.Footnote 8

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    Right for you if:


    • You're ready to make your cash work harder for you
    • You want a safe and secure investment
    • You're looking for competitive and tiered interest rates

    CitiBusiness Online

    Of course, there will be times you need to do business when you're not at your business. CitiBusiness Online can help—it lets you manage your money remotely and simply.

    CitiBusiness® Online

    CitiBusiness Online lets you see the big picture from just about anywhere. You can manage your business accounts online, all on one system. What's more, you'll not only be able to monitor balances and account activity, you can even perform everyday banking tasks like depositing funds, paying bills and transferring cash between linked accounts.

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    • View all your business account activity, all in one place
    • Manage your accounts anywhere you're online, 24/7
    View Details

    Business Credit Cards

    Who doesn't want to spend less time tracking spending? A Business Credit Card from Citi® makes it easier and more efficient—you can even track expenses by both category and employee.

    Business Credit Cards

    Of course running a business can be incredibly rewarding. But why not earn rewards just for managing your business’ day-to-day expenses? With a Business Credit Card, you've got plenty of rewards to choose from.

    View Details for Business Credit Cards

    You are applying for an account package that requires you to open both a checking and savings account. If you want only one account type, you can choose a different account package.

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