Business

Right for you if:

• You make fewer than 250 transactions every month
• You want NO monthly fee when you keep the minimum balance^{Footnote 1}
• You want NO withdrawal fees at Citibank ATMs^{Footnote 2}
• You want the protection of FDIC insurance (up to $250,000 per depositor)

This basic account is perfect for smaller businesses and firms.

Right for you if:

• You make between 250 and 500 transactions^{Footnote 1} every month and have an average monthly balance of at least $10,000³
• You want NO monthly fee when you maintain the minimum balance^{Footnote 3}
• You want NO withdrawal fees at Citibank ATMs.^{Footnote 2}
• You want the protection of FDIC insurance (up to $250,000 per depositor)

Right for you if:

• You want a monthly earnings credit on your average monthly combined balance to offset monthly maintenance charges, transaction service charges and cash management or other banking service fees on eligible accounts^{Footnote 4}
• You expect to use several cash management solutions
• You need unlimited check writing
• You want NO withdrawals fees at Citibank ATMs.^{Footnote 2}
• You want the protection of FDIC insurance (up to $250,000 per depositor)

Right for you if:

• You want NO monthly account maintenance fees when you maintain the minimum balance^{Footnote 1}
• You want to earn interest on your available balances in your checking account
• You want NO withdrawal fees at Citibank ATMs^{Footnote 2}
• You want the protection of FDIC insurance (up to $250,000 per depositor)

With a CitiEscrow account you can^{Footnote 5}:

• Meet requirements imposed by most state bar and appellate court rules for attorney trust accounts
• Receive a single consolidated monthly statement that details transaction activity for each client account, and, if you like, send customized monthly account statements to individual clients
• Choose from a non-interest bearing checking account or an IOLA/IOLTA/IOTA to serve as your control account
• Conveniently open and close client sub-accounts via CitiBusiness^® Online
• Avoid monthly maintenance fees and fees for standard account transactions

An IOLTA/IOLA/IOTA lets you^{Footnote 5}:

• Meet the requirements imposed by state bar and appellate-court rules
• Easily manage accounts when you organize them according to your firm's existing billing and filing practices
• Receive a single consolidated monthly statement that details transaction activity for each client account, and, if you like, send customized monthly account statements to individual clients
• Conveniently open and close client sub-accounts online
• Pay no fees for standard account transactions
• Incur no monthly maintenance fees, which saves you money and simplifies bookkeeping

With a Deposit Administrator Account, you can^{Footnote 5}:

• Manage individual business client sub-accounts from a single master control account
• Offset monthly maintenance and transaction fees with earnings credits
• Access Citibank's full suite of cash management products to help you manage sub-accounts more effectively and efficiently
• Use CitiBusiness Online to open and liquidate client sub-accounts that have automated linked and entitlement assignments
• Track TIN Certification with an online, prefilled Form W9 service
• Receive a single, consolidated monthly statement that details transaction activity for each client sub-account, and, if you like, send monthly account statements to individual clients
• Access and download client sub-account summary reports