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    Cash Management

    Optimizing Cash Flow

    Accelerate collections, control payments and manage transactions and reporting using CitiBusiness® Online, Citibank's web-based banking platform designed specifically for mid-sized businesses, like you

    Payments

    Moving money domestically and around the world

    Domestic and International Wire Transfer

    Move funds domestically and internationally in any of 135 currencies through CitiBusiness® Online. 6:00pm ET end-of-day cutoff.

    ACH origination

    Originate credits and debits for payments such as payroll, vendor payments and taxes through the Automated Clearing House via CitiBusiness® Online.

    Debit Blocks and Filters

    Prevent fraudulent debits to your account by blocking all ACH debits (blocks) or allowing only those you designate (filters).

    Account Reconciliation and Positive Pay

    Choose any of four Account Reconciliation services to assist you in effectively and efficiently reconciling your bank accounts. Approve or reject for payment any check presented that is not on your issuance file via Positive Pay on CitiBusiness® Online.

    Receivables

    Speeding cash inflows

    Lockbox

    Speed collection of accounts receivable and reduce days' sales outstanding by directing receivables checks and documentation to any Citibank lockbox nationwide. Optimize funds availability.

    Remote Check Deposit

    Capture electronic images of paper checks at your business site for deposit to your Citibank account. Use a scanner connected to your desktop or laptop to securely transmit check images via the Internet.

    Currency Services

    Send and receive cash, coin, and check deposits securely between your business location and a Citibank Commercial Vault through Citibank's Currency Services.

    ACH/EDI Addenda Reporting

    Electronic Data Interchange (EDI) receive detailed reports of remittance information from trading partners today via CitiBusiness® Online.

    Information

    CitiBusiness® Online

    Increase your efficiency and control by using CitiBusiness® Online, Citibank's secure, web-based online platform designed for mid-sized businesses, to access Treasury Services including Cash Management, Trade Finance, and Foreign Exchange. Manage Escrow and other specialized Deposit Account services. Optional cash manager suite of services provides real-time reporting and extensive wire transfer functionality.

    Deposit Accounts

    Checking accounts to suit business need

    CitiBusiness® Streamlined Checking

    Primarily for businesses and professional organizations with few cash management requirements.

    CitiBusiness® Flexible Checking

    Primarily for growing business and professional organizations with some cash management requirements.

    CitiBusiness® Checking

    Designed to meet the needs of corporations, partnerships, sole proprietorships, not-for-profit organizations that require a range of cash management and other ban® Interest Checking

    An interest-earning checking account designed for businesses looking to maintain a liquid reserve and earn interest on checking balances.

    Business Checking Plus

    A revolving line of credit linked to a business checking account for overdraft and uncollected funds protection.

    Account Manager Suite

    Specialized set of accounts for businesses required to segregate funds. Includes CitiEscrow, Deposit Administrator Account, Exchange Management Account, and Security Deposit Account.

    Investments

    Investing idle

    Investment Sweep

    Earn interest on demand deposit funds by automatically sweeping end-of-day account balances over a pre-determined amount to a linked account offshore.

    CitiBusiness® Online Investing

    Invest in short term instruments including commercial paper, repurchase agreement and Nassau or Puerto Rico time deposits through our web-based investment portal accessible through CitiBusiness® Online.

    You are viewing Rates and Terms & Conditions applicable to a state other than where you live. These Rates and Terms & Conditions may differ from those applicable to your state of residence and will not apply to new accounts you open online. When you open your new account online, Rates and Terms & Conditions will be determined by your state of residence.

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