Mortgage and Home Equity Calculators

Our calculators and tools can help you explore your options and determine your budget.

Mortgage calculators

Monthly payment calculator

See what your monthly mortgage payments would be based on loan amount, interest rate and loan term.

  • Loan amount calculator

    Calculate how much you can borrow based on how much you can afford to pay each month.

  • Home affordability calculator

    Calculate how much home you can afford based on your income, monthly expenses, interest rate, term and down payment.

  • Refinance calculator

    Compare the possible savings of a refinance loan to your current mortgage to find out if refinancing is right for you.

  • Additional payment calculator

    Find out how much interest you could save over the life of your loan by making extra mortgage payments.

Home equity loan calculators

Crunch the numbers. Make a Plan. Citi can help.

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Rent or Buy?

Buying a home means more than just a mortgage payment. Let Citi take you through the process, starting with the very first step — figuring out how much you can afford.

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Time to Upsize?

We could all use some extra space and more room to grow. Exploring mortgage options can help you find a home that fits your life and future plans.

Middle-aged woman looking into the distance, presumably thinking about her finances. A play arrow indicating a video can be played hovers above the image.

Upgrade or Move?

Whether you're upgrading your current home or considering a move, understanding home equity can help guide your decision.

Need mortgage help?

Buy/refinance: 1-800-248-4638

Mon-Fri: 8:00 AM to 10:00 PM ET
Sat: 9:00 AM to 7:00 PM ET

Home equity: 1-877-362-9100

Mon-Sun: 9:00 AM to 11:00 PM ET

Share Your Screen With A Phone Representative

During your call, you may be asked to share your screen for a faster, more efficient experience. If you agree, the phone representative you're speaking with will give you a Service Code to enter below.

If you need assistance from a Citi representative, contact us via chat or phone