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Mortgage and home equity calculators and tools

Our calculators and tools can help you explore your options and determine your budget.

Calculate how much home you can afford

Enter your information in the fields below to calculate the total home value you can afford based on your income, monthly expenses, interest rate, term and down payment.

All fields are required.
Please enter a down payment amount between $0 and $100,000.

This is the cash you deposit towards the purchase of your home. The larger the down payment, the less you will need to borrow.

Please enter a gross annual income amount between $1,000 and $8,000,000.

This is your total income before taxes and deductions.

Please enter a monthly expenses amount between $0 and $8,000,000.

This is the total amount you pay creditors for your liabilities, including credit cards and loans.

Please enter an interest rate between 0.01% and 19%. %

This is the cost of borrowing money as a yearly percentage. You can enter different interest rates to see how they affect how much home you can afford.


This is how long you would like to take to repay your mortgage. Mortgage loan terms are typically 15 or 30 years.

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