In early 2022, Citi announced significant changes to its overdraft practices, including plans to eliminate consumer overdraft fees, returned item fees, and overdraft protection transfer fees. These changes will go into effect on June 19, 2022. Citi is the only top five U.S. bank (based on assets*) to completely eliminate these fees for U.S. Retail Banking consumers, representing our continued commitment as a top leader in banking to increase financial inclusion in underserved communities.