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  • Product offerings may differ among geographic locations. By selecting your state of residence, you'll be shown the specific terms and rates that will apply to your new account.

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    Citigold Account Package

    A Citigold relationship opens the door to Citi's highest level of professional service, financial guidance and exclusive benefits.

    Right for you if:

    • You want a team of financial professionals dedicated to servicing your financial needs
    • You want 24/7 Citigold customer service
    • You don't want to pay fees on non-Citi ATMsFootnote 1
    • You want the opportunity to earn the highest level of ThankYou® Points offered for a checking relationship2

    Citi Priority Account Package

    A Citi Priority relationship includes integrated servicing, support for your financial needs, on-demand guidance and a breadth of pricing and lifestyle benefits.

    Right for you if:

    • You want enhanced servicing and global convenience
    • You want preferential pricing and rates on select products and services
    • You prefer financial guidance on your own terms
    • You enjoy using digital tools to manage your finances
    • You want the opportunity to earn the highest level of ThankYou® Points offered for a checking relationship Footnote 2

    The Citibank Account Package

    This full-service account makes getting perks easier than ever.

    Right for you if:

    • You maintain a balance of $10,000 or more in your eligible deposits, retirement accounts, and investments
    • You want fee-free use of non-Citibank ATMs Footnote 3
    • You'd like the option to earn interest
    • You want to be rewarded for your banking relationship Footnote 2

    Basic Banking Package

    No bells. No whistles. A simple checking account for everyday needs.

    Right for you if:

    • You want the convenience of a basic full-service account
    • You want easy choices to avoid the monthly service fee
    • You need unlimited check writing

    Access Account Package

    A convenient alternative to traditional checking accounts that makes it easy to maintain control of your finances.

    Right for you if:

    • You like the freedom and flexibility of free 24/7 online and mobile banking access
    • You don't require paper checks and prefer to bank online
    • You want to avoid overdraft fees
    • You want easy and straightforward options for waiving the $10 monthly service fee
    Or, call us at 1-800-374-9500 (TTY 1-800-788-0002) to open an account or learn more.

    You are viewing Rates and Terms & Conditions applicable to a state other than where you live. These Rates and Terms & Conditions may differ from those applicable to your state of residence and will not apply to new accounts you open online. When you open your new account online, Rates and Terms & Conditions will be determined by your state of residence.

    Select Continue to proceed or choose Cancel to modify your selection.

    Share Your Screen With A Phone Representative

    During your call, you may be asked to share your screen for a faster, more efficient experience. If you agree, the phone representative you're speaking with will give you a Service Code to enter below.

    If you need assistance from a Citi representative, contact us via chat or phone